Frequently Asked Questions

 Title insurance is required by the Lender to ensure that the property is  free of all Liens, Judgements, and outstanding mortgages. 

• We verify that the owner has the right to sell the property.
• We verify that you get a clear title.
• We verify that all taxes have been paid and are up to date.
• We work with HOA’s and Condominium Associations to make sure that  all dues and assessments are paid. We make sure the new owners are set  up and current at closing.

Owners Title insurance is extra piece of mind to protect you against

• Property survey errors
• Boundary disputes
• Errors on the property deed
• Building code violations by a previous owner
• Conflicting wills
• Claims by an ex-spouse who didn’t authorize the sale
• Claims related to a forged power of attorney
• Liens from contractors, taxing entities or previous lenders
• A former owner’s unpaid child support
• Encroachments
• Improperly recorded documents

 Any funds over $500 are required to be sent to Keystone Summit Abstract, LLC via a Bank Wire (wiring instructions will be provided) or via  Bank issued Cashier’s check.   Any funds over $50,000 are required to be sent via Bank Wire.

One of the best parts about working with Keystone Summit Abstract, LLC  is we can close your purchase or refinance at any location that you  choose. 

Keystone Summit Abstract, LLC will provide a Check at Closing, or we  offer a Wire service to send the funds directly to your bank account 

You will have the option to receive a check or bank wire once your 3 day  right of recession per the lender is completed (Example, you sign on  the Monday the 21at, you will receive your funds on Friday the 25th) .